Business loans
Working capital loans of up to $2 million without property security, with weekly, fortnightly or monthly repayments.
More on business loans →Non-BankMelbourne, VIC, AustraliaLast reviewed 23 Oct 2026
Velociti Capital
Business loans, eligibility and contact details
Quick answer
Velociti Capital is a Melbourne-based non-bank direct lender, lending since 2024, that funds business loans of up to $2 million from its own book, with no property security needed. It says conditional offers come in 30 to 60 minutes with same-day funding, for businesses trading at least 3 months with $10,000 or more in monthly turnover.
About Velociti Capital
Velociti Capital is a direct business lender based in Melbourne that funds loans from its own book. It has been lending to Australian SMEs since 2024 and says it has funded more than $50 million across more than 1,000 loans, with 1 in 4 clients coming back.
Its loans can be used for stock, equipment, fit-outs, repairs, marketing, wages, tax and supplier bills, or getting through a quiet month. As well as business loans, it offers bridging loans, lender payouts that consolidate existing lenders into one facility, and reverse loans that run alongside an existing lender. Repayments can be weekly, fortnightly or monthly.
Finance offered by Velociti Capital
Bridging loans
Funding to cover timing gaps between known money coming in and going out.
Lender payouts and refinancing
Pays out existing lenders and consolidates them into one facility.
Reverse loans
A weekly capital injection that runs alongside an existing lender.
Eligibility and documents
Who Velociti Capital lends to
- An active ABN or ACN
- At least 3 months of trading
- Monthly turnover of $10,000 or more
- Owners who are Australian citizens or permanent residents
What you'll typically need
- 6 months of business bank statements to start
All lending is subject to the lender's credit criteria and assessment.
Is Velociti Capital the right fit for your business?
Velociti Capital usually suits younger and established businesses that need working capital the same day without offering property, including businesses that want to consolidate several existing lenders into one facility.
Every business is different. Talk to us to understand your options. We work with a panel of 100+ lenders and match you with the ones best suited to your business, loan amount and timing.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Velociti Capital FAQs
Is Velociti Capital a bank?
No. Velociti Capital is a non-bank direct lender that funds loans from its own book.
How much can I borrow from Velociti Capital?
Velociti Capital offers business loans of up to $2 million, without property security.
What are Velociti Capital's eligibility criteria?
Velociti looks for an active ABN or ACN, at least 3 months of trading, $10,000 or more in monthly turnover, and owners who are Australian citizens or permanent residents.
How fast is a Velociti Capital loan?
Velociti says conditional offers come in 30 to 60 minutes, with funding the same day.
Can Velociti Capital pay out my existing lenders?
Yes. Its lender payout product pays out existing lenders and consolidates them into one facility.
What is a Velociti reverse loan?
A reverse loan is a weekly capital injection that runs alongside an existing lender.
How do I contact Velociti Capital?
You can call Velociti Capital on (03) 7053 5553 or email info@velociticapital.com.au. Its office is at Level 10, Suite 1, 520 Collins Street, Melbourne.
Can Splendid help me with a Velociti Capital loan?
Splendid is an independent finance broker working with a panel of 100+ lenders. Tell us about your business and we'll seek multiple lender options for you, matched to your loan amount and timing. Which lenders suit you depends on your situation.
Velociti Capital contact details
Website
velociticapital.com.auPhone
(03) 7053 5553
Office
Level 10, Suite 1, 520 Collins Street, Melbourne VIC 3000
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Velociti Capital. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Velociti Capital's published information, checked 23 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.