We help you access flexible finance solutions from lenders who understand the unique needs of franchisees — whether you’re opening your first location or scaling a multi-site operation.
✅ Financing from $20K to $1M
✅ Funding for setup, fit-out, equipment or working capital
Franchise finance is a type of business funding tailored for franchisees — whether you’re joining an established brand or expanding an existing franchise business.
It can be used for:
• Paying franchise or licence fees
• Fitting out your store, site or premises
• Purchasing equipment or vehicles
• Funding inventory or marketing
• Covering working capital until cash flow ramps up
We help you compare lenders that understand franchise operations and offer loan terms that match your business journey.
✅ Flexible funding for launch, expansion or upgrades
✅ Lenders that understand franchise models and brand support
✅ Use funds for fees, fit-out, stock, marketing or vehicles
✅ Repayments terms from 1 to 7 years
✅ Options to combine equipment, working capital, and setup costs
✅ First-time franchisees opening a new location
✅ Existing franchisees expanding to new sites
✅ Franchisees needing to refresh equipment, store layout or marketing
✅ ABN holders entering agreements with approved franchise brands
✅ Businesses seeking to refinance previous franchise debt
You’re likely to be eligible if:
✅ You have a franchise agreement or approval-in-principle
✅ You’ve been trading for 6–24 months (or can show cash flow forecasts)
✅ You are an Australian citizen or permanent resident
✅ You hold an active ABN or ACN
✅ You or your business have a solid credit profile
📌 Not sure if you qualify? Let’s talk — we’ll guide you through your options.
Let us help you find the right franchise finance for your business — with support from real lending experts.
Franchise finance costs vary depending on the type of finance, the lender and your business profile. Rates and fees are set by each lender, and we’ll walk you through all your options before you make a decision. Here’s what to expect:
Interest rates: Start from 9.95% p.a., depending on loan size, structure and security.
Setup fee: Some lenders charge 2%–3% of the approved loan amount.
Monthly fee: Some lenders charge account-keeping or drawdown fees, especially for staged funding.
Early repayment penalty: Many lenders offer early payout options with interest savings.
We'll walk you through all the options - with no surprises.
If you have franchise finance offers from more than one lender, deciding which one is the best fit for your business comes down to more than the headline interest rate. You need to take into account the following details in reaching your decision:
1. Setup / establishment fees
2. Ongoing facility / account fees
3. Security required
4. Flexibility with early repayment and redraws
5. Experience financing your specific franchise system
6. Time to approval and funding
We do all the legwork for you — comparing offers, negotiating terms and helping you make a confident decision.
1️⃣ We assess your needs and gather your business profile information.
2️⃣ If you decide to proceed, we send you a Personal Privacy Consent for signature then ask you to provide required documents such as the franchise agreement and bank statements and/or financials.
3️⃣ We analyse your business cashflow and shortlist the right-fit products and lenders based on your goals and profile.
4️⃣ We structure & present the deal to matched lenders for pre-approval.
5️⃣ Once we obtain pre-approval(s) we will discuss the available options with you in detail.
6️⃣ You choose the option you're happy with and we will kick-off a formal application with the lender.
7️⃣ If the lender approves the loan, they will send you the rates and key terms
8️⃣ If you are happy with the lender's offer, you sign the loan documents they send you
9️⃣ The loan funds will be paid or made available for drawdown.
Let us help you find the right franchise finance for your business — with support from real lending experts.
