Business finance comparisons

Side-by-side guides to help you choose the right type of finance, lender and structure for your business.

Bank vs non-bank business loans

Speed, paperwork, security, conditions and cost, and why many businesses choose non-bank lenders.

Secured vs unsecured business loans

How much you can borrow, what it costs, how fast it is and what's at risk, including personal guarantees.

Revenue-based finance vs business loans

Share-of-sales advances and growth capital compared with loans and lines of credit, for ecommerce and SaaS.

Chattel mortgage vs lease vs hire purchase

Ownership, GST, tax and balloons compared for financing vehicles and equipment.

Business finance broker vs going direct

When applying to a lender yourself makes sense, when a broker helps, and what each costs.

ATO payment plan vs a business loan

The real cost of carrying ATO debt on a payment plan compared with refinancing it.

Shopify Capital and Wayflyer alternatives

How platform funding compares with Australian business loans, lines of credit and trade finance.

More comparisons inside our finance guides

Not sure which suits you?

Tell us what you need and a little about your business. Your broker works out your cash flow and serviceability from your bank statements, then matches the product, amount, terms and lender to your business.

  • Non-bank and private lending specialists, plus banks where they suit
  • Your own broker, backed by proprietary AI lender matching
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  • Business finance from $30,000

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