How Splendid Finance gets paid
Our service costs you nothing. We don't charge borrowers a broker fee. When your loan settles, the lender pays us.
What you pay us
Nothing. There's no application fee, no success fee and no obligation to go ahead with any quote.
How we're paid
When a loan settles, the lender pays us a commission, and in some cases a referral fee. The amount varies by lender, loan type and loan size, and it's paid by the lender, not by you.
Lender fees are separate
Lenders charge interest and may charge their own fees, such as establishment, account-keeping or early repayment fees. These vary by lender and are set out in each lender's quote and loan contract, so you can compare them before you decide.
How we choose which lenders to approach
We match your business with the lenders whose criteria and products suit it, and seek multiple lender options for you.
If we refer you elsewhere
If we refer you to another broker, they may charge their own fees. That's a matter between you and them.
Common questions
Does Splendid Finance charge a broker fee?
No. We don't charge borrowers a broker fee, application fee or success fee. The lender pays us when your loan settles.
Who pays Splendid Finance?
The lender. When a loan settles, the lender pays us a commission, and in some cases a referral fee. The amount varies by lender, loan type and loan size.
Are lender fees included?
No. Lenders charge interest and may charge their own fees, such as establishment, account-keeping or early repayment fees. These are set out in each lender's quote and loan contract.
Do I have to accept a quote?
No. There's no obligation to go ahead with any quote, and no cost to you if you don't.
Full details are in our broking terms. More answers on our FAQ page.
See your options, at no cost
Tell us what you need and a little about your business. Your broker structures your deal and seeks quotes from the lenders best suited to it.
- Non-bank and private lending specialists, plus banks where they suit
- Your own broker, backed by proprietary AI lender matching
- We seek multiple lender options for you
- One conversation, no obligation
- Business finance from $30,000
Prefer to talk now? Call 1800 177 240, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Mon–Fri, 9am–6pm AEST/AEDT