Asset and equipment finance
Finance of up to $1 million for vehicles, machinery and equipment through a single application. Property owners may be able to borrow more.
More on equipment finance →Non-BankAustraliaLast reviewed 23 Oct 2026
Dynamoney
Business loans, eligibility and contact details
In a nutshell
Dynamoney is an Australian non-bank business lender focused on asset and equipment finance of up to $1 million, alongside business term loans, overdrafts and other business finance. Its asset finance generally needs 12 months of ABN and GST registration and a minimum director credit score of 550.
About Dynamoney
Dynamoney is a non-bank business lender. Its main focus is asset and equipment finance, including vehicles, earthmoving equipment such as excavators, and office equipment. It also offers business term loans, business overdrafts, corporate loans, insurance premium finance and floorplan finance.
Dynamoney says eligible businesses can borrow up to $1 million for assets through a single, streamlined application, with the amount depending on the asset, the business and its credit assessment. Property owners may be able to borrow more, and applications outside its automated decision criteria are assessed manually.
Finance offered by Dynamoney
Earthmoving and excavator finance
Terms of 2 to 7 years with no restriction on the age or brand of equipment, and approval in as little as 3 hours, according to Dynamoney.
Business term loan
Business loans of up to $250,000 over terms of 12 months to 5 years.
More on business loans →Business overdraft
Overdraft limits of up to $500,000, with lower limits when unsecured.
More on business overdraft →Insurance premium and floorplan finance
Funding to spread the cost of business insurance premiums, and floorplan finance for inventory.
Eligibility and documents
Who Dynamoney lends to
- At least 12 months of ABN and GST registration
- A minimum director credit score of 550
- A business asset you want to finance (asset finance)
- Applications outside the automated criteria are assessed manually and may need more documents
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is Dynamoney the right fit for your business?
Dynamoney usually suits businesses buying vehicles, machinery or equipment, including earthmoving and construction businesses, that have been registered for GST for at least 12 months.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 1800 177 240, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 1800 177 240
Mon–Fri, 9am–6pm AEST/AEDT
Dynamoney FAQs
Is Dynamoney a bank?
No. Dynamoney is a non-bank business lender focused on asset and equipment finance.
How much can I borrow from Dynamoney?
Dynamoney offers asset and equipment finance of up to $1 million, business term loans of up to $250,000 and business overdrafts of up to $500,000.
What are Dynamoney's eligibility criteria?
For asset finance, Dynamoney looks for at least 12 months of ABN and GST registration, a minimum director credit score of 550 and a business asset to finance.
Does Dynamoney finance used equipment?
For earthmoving equipment such as excavators, Dynamoney says there's no restriction on the age or brand of equipment.
How fast is Dynamoney asset finance?
Dynamoney says earthmoving finance can be approved in as little as 3 hours. Timing depends on your application and its credit assessment.
How do I contact Dynamoney?
You can call Dynamoney on 1300 001 420, or apply through its website, dynamoney.com.
Can Splendid help me with a Dynamoney loan?
Yes, we work with Dynamoney, but we recommend speaking to us to see if Dynamoney is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Dynamoney contact details
Website
dynamoney.comPhone
1300 001 420
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Dynamoney. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Dynamoney's published information, checked 23 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.