Tailored
Trade Finance
Solutions
Finance your imports / exports with letters of credit, trade loans and international finance solutions. Access competitive rates from Australia's leading trade finance providers.
Accredited and trusted
We're proud members of leading industry bodies, ensuring you receive professional and tailored financial solutions.
FBAA Member
Finance Brokers Association of Australia
AFCA Member
Australian Financial Complaints Authority
FRANdata Partner
Franchise Industry Research & Analytics
Access to 70+ business lenders
We work with Australia's leading bank, non-bank and private lenders to find you competitive rates and terms for your business needs.
What is Trade Finance?
Trade finance provides the financial instruments and products that facilitate international trade transactions. It helps businesses manage the risks and cash flow challenges associated with importing and exporting goods, ensuring smooth operations across borders.
Key Benefits of Trade Finance
Streamline your international trade operations with comprehensive financing solutions.
Risk Mitigation
Reduce payment and delivery risks in international transactions with secure financing instruments.
Cash Flow Management
Improve working capital and cash flow with flexible payment terms and financing options.
Business Growth
Expand into new markets and increase trade volumes with reliable financing support.
Fast Processing
Quick approval and processing of trade finance instruments to meet tight shipping deadlines.
Expert Support
Access specialist trade finance expertise and guidance throughout the transaction process.
Compliance Assurance
Ensure compliance with international trade regulations and documentation requirements.
Trade Finance at a Glance
Letters of Credit vs Documentary Collections
Choose the trade finance solution that best balances security, cost, and control for your international transactions.
| Feature | Letters of Credit (LC) | Documentary CollectionsSECURE |
|---|---|---|
| Payment Security | Bank guarantee ensures payment | No payment guarantee - relies on buyer's goodwill |
| Cost | Higher fees due to bank involvement | Lower cost - minimal bank fees |
| Control | Strict document compliance required | More flexible with document discrepancies |
| Processing Time | Longer setup and processing time | Faster processing and setup |
| Risk Level | Lower risk for both parties | Higher risk - no payment guarantee for seller |
What are the fees & costs?
Understanding trade finance costs helps you budget effectively for international commerce activities.
Common Fees
Interest Charges
Who is it for?
Trade finance is essential for businesses engaged in international commerce and global trade activities.
Don't just take our word for it.
Read what our clients have to say about Splendid.
Sharni
GM, Online Retailer
"Bhavi was incredibly supportive and knowledgeable throughout the process of securing new funding for our eCommerce business. Always available to discuss any questions or concerns, he explained our options with clarity and patience."
Abhi
Owner, Logistics Company
"We are incredibly supportive and knowledgeable throughout the process of securing our business loan. Their expertise made all the difference, and we couldn't be happier with the outcome."
Helen
Director, Software Company
"Excellent service. The whole experience was seamless, fast and easy. Very impressed with how everything was managed, great communication along the way."
Simon
Owner, Marketing Agency
"Bhavi is fantastic to work with and genuinely cares about getting the best outcome for his clients. I highly recommend Splendid for any small businesses looking for finance solutions."
Byron
Founder, Development Company
"Great experience, spoke to me the whole way, got a great deal and never felt pressured at any time, highly recommend these guys."
Sharni
GM, Online Retailer
"Bhavi was incredibly supportive and knowledgeable throughout the process of securing new funding for our eCommerce business. Always available to discuss any questions or concerns, he explained our options with clarity and patience."
Abhi
Owner, Logistics Company
"We are incredibly supportive and knowledgeable throughout the process of securing our business loan. Their expertise made all the difference, and we couldn't be happier with the outcome."
Helen
Director, Software Company
"Excellent service. The whole experience was seamless, fast and easy. Very impressed with how everything was managed, great communication along the way."
Simon
Owner, Marketing Agency
"Bhavi is fantastic to work with and genuinely cares about getting the best outcome for his clients. I highly recommend Splendid for any small businesses looking for finance solutions."
Byron
Founder, Development Company
"Great experience, spoke to me the whole way, got a great deal and never felt pressured at any time, highly recommend these guys."
Sharni
GM, Online Retailer
"Bhavi was incredibly supportive and knowledgeable throughout the process of securing new funding for our eCommerce business. Always available to discuss any questions or concerns, he explained our options with clarity and patience."
Abhi
Owner, Logistics Company
"We are incredibly supportive and knowledgeable throughout the process of securing our business loan. Their expertise made all the difference, and we couldn't be happier with the outcome."
Helen
Director, Software Company
"Excellent service. The whole experience was seamless, fast and easy. Very impressed with how everything was managed, great communication along the way."
Simon
Owner, Marketing Agency
"Bhavi is fantastic to work with and genuinely cares about getting the best outcome for his clients. I highly recommend Splendid for any small businesses looking for finance solutions."
Byron
Founder, Development Company
"Great experience, spoke to me the whole way, got a great deal and never felt pressured at any time, highly recommend these guys."
Is my business eligible?
Check if your business meets our trade finance requirements for international commerce support.
General Requirements:
Documentation Required:
What are the steps involved?
Trade Assessment
We evaluate your trade requirements, transaction details, and risk profile to determine the optimal trade finance solution.
Documentation Review
We review all trade documents, contracts, and compliance requirements to ensure everything meets international standards.
Facility Structuring
We structure the trade finance facility including letters of credit, guarantees, and payment terms suited to your trade.
Bank Coordination
We coordinate with correspondent banks and ensure all parties understand the transaction flow and documentation requirements.
Transaction Execution
We manage the trade finance process from initiation to settlement, ensuring smooth international trade execution.
Why work with a broker like Splendid?
Access to multiple lenders
Compare offers from ~70 business lenders to find the right deal for your unique needs.
Save time and effort
We handle the application process and negotiate with lenders on your behalf.
Expert guidance
Our experienced team provides personalised advice based on your business needs.
Better outcomes
Higher approval rates and more favourable terms through our lender relationships.
How do I compare trade finance offers from different providers?
When comparing trade finance solutions, consider these critical factors for international commerce success:
Key Comparison Factors:
Additional Considerations:
FAQs
A letter of credit provides a bank guarantee for payment, offering higher security but at a higher cost. Documentary collection is a simpler, less expensive process where banks handle document exchange but don't guarantee payment.
Typically 3-10 business days depending on the complexity of your requirements, completeness of documentation, and the specific trade finance instrument required.
Key documents include financial statements, trade contracts, purchase orders, shipping documents, insurance certificates, and relevant import/export licenses.
Yes, most trade finance facilities can cover multiple countries and currencies, though specific terms may vary based on country risk assessments and regulatory requirements.
Fees vary by instrument type and transaction size. Letters of credit typically cost 0.1-2% of transaction value, while documentary collections have fixed fees ranging from $150-$400.
Yes, trade finance is available for businesses of all sizes, with minimum transaction amounts typically starting from $50,000 depending on the provider.
Accelerate your business growth.
Connect with our trade finance specialists and secure the funding you need for international growth. Join the hundreds of Australian businesses we've helped secure funding.