Non-BankAustraliaLast reviewed 23 Oct 2026

Silverchef

Business finance, eligibility and contact details

Quick answer

Silverchef is a hospitality equipment funder that finances new and used commercial kitchen and hospitality equipment, mainly through Rent-Try-Buy, a 12-month rental agreement with low weekly payments that lets you upgrade or buy the equipment. It says approval takes about 5 minutes.

About Silverchef

Silverchef funds equipment exclusively for the hospitality industry, such as cafes, restaurants and commercial kitchens. It says it has operated for 40 years globally, has served almost 100,000 customers and has invested more than $2.6 billion, and it is a Certified B Corporation.

Its main product, Rent-Try-Buy, is a 12-month agreement with low weekly payments, where you can change or upgrade equipment at any time. It also offers Lease-to-Keep, buy back, custom equipment leases and finance for a change of business ownership. Silverchef supplies new equipment from dealers, certified used equipment with a 3-month warranty, and third-party and clearance stock.

Finance offered by Silverchef

Lease-to-Keep and custom leases

Lease options for keeping equipment long term, and custom leases for specific needs.

Certified used equipment

Fully refurbished equipment with a 3-month parts and labour warranty, available to finance or buy outright.

Change of business ownership

Finance when you're buying or selling a hospitality business.

Eligibility and documents

Who Silverchef lends to

  • Hospitality businesses such as cafes, restaurants and commercial kitchens

All lending is subject to the lender's credit criteria and assessment.

Is Silverchef the right fit for your business?

Silverchef usually suits hospitality businesses, including new venues, that want to start using equipment quickly without paying upfront and keep the option to upgrade or buy it later.

Every business is different. Talk to us to understand your options. We work with a panel of 100+ lenders and match you with the ones best suited to your business, loan amount and timing.

  • One conversation, no obligation
  • We seek multiple lender options for you
  • Business finance from $30,000

Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.

Get your funding options

Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.

Ideal loan amount

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Call us now: 0468 060 969

Mon–Fri, 9am–6pm AEST/AEDT

Silverchef FAQs

Is Silverchef a bank?

No. Silverchef is a specialist hospitality equipment funder.

What is Silverchef Rent-Try-Buy?

Rent-Try-Buy is a 12-month agreement with low weekly payments. You can change or upgrade equipment at any time and choose to buy it.

Does Silverchef finance used equipment?

Yes. Silverchef offers certified used equipment with a 3-month parts and labour warranty, plus third-party and clearance stock.

Who can use Silverchef?

Silverchef funds equipment exclusively for the hospitality industry.

How fast is Silverchef approval?

Silverchef says finance approval takes about 5 minutes.

How do I contact Silverchef?

You can call Silverchef on 1800 337 153, or visit silverchef.com.au.

Can Splendid help me with a Silverchef loan?

Splendid is an independent finance broker working with a panel of 100+ lenders. Tell us about your business and we'll seek multiple lender options for you, matched to your loan amount and timing. Which lenders suit you depends on your situation.

Silverchef contact details

Website

silverchef.com.au

Phone

1800 337 153

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Splendid Financing is an independent finance broker and is not affiliated with Silverchef. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Silverchef's published information, checked 23 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.