Asset-secured business loans
Short-term loans against vehicles, machinery, equipment and other assets, to pay tax debt, suppliers or new contract costs.
More on business loans →Non-BankMelbourne, VIC, AustraliaLast reviewed 27 Oct 2026
Asset Based Lending (ABL)
Business loans, eligibility and contact details
In a nutshell
Asset Based Lending (ABL) is an Australian short-term commercial lender offering loans of $20,000 to $1 million secured against business or personal assets such as vehicles, machinery and equipment, at up to 70% of the asset's value. It says it gives an answer in 2 hours, with no company financials or credit checks, and funds 24 to 48 hours after the asset is secured.
About Asset Based Lending (ABL)
Asset Based Lending (ABL) offers short-term secured commercial loans of $20,000 to $1 million, at up to 70% of the asset's value. Loans are secured against the asset itself, whether it's owned by the business or personally, and ABL says its security stops at the asset rather than your home.
There are three ways to use the asset: Park It (the asset is stored with ABL), Track It (you keep using it and it's GPS-tagged) or Sell It (it goes to auction and the proceeds repay the loan). Terms are typically 1 to 3 months, up to a maximum of 9, and you can exit after the first month. Businesses use it for tax debt, Director Penalty Notices, emergency or bridge funding, equipment purchases and new contracts. ABL has its head office in Melbourne and 11 locations across Australia.
Finance offered by Asset Based Lending (ABL)
ATO debt and DPN funding
Short-term funding to deal with tax debt or Director Penalty Notices.
More on ATO debt refinancing →Eligibility and documents
Who Asset Based Lending (ABL) lends to
- An asset owned by the business or personally
- No company financials or credit checks needed
All lending is subject to the lender's credit criteria and assessment.
For brokers
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Is Asset Based Lending (ABL) the right fit for your business?
ABL usually suits businesses that need fast short-term cash and own valuable assets, but don't want to use property or can't provide financials.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
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- Business finance from $30,000
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Asset Based Lending (ABL) FAQs
How much can I borrow from ABL?
ABL lends $20,000 to $1 million, at up to 70% of the asset's value.
What can I use as security with ABL?
Assets owned by the business or personally, such as vehicles, machinery and equipment.
How fast is ABL?
ABL says it can give an answer in 2 hours, with funding typically 24 to 48 hours after the asset is secured.
How long are ABL loans?
Typically 1 to 3 months, with up to 9 months available, and you can exit after month one.
Is ABL the same as ABL Corp?
No. Asset Based Lending (assetbasedlending.com.au) and ABL Corp (ablcorp.au) are separate lenders.
How do I contact ABL?
You can call ABL on 1300 225 101. Its head office is at Level 11, 140 William Street, Melbourne.
Can Splendid help me with an Asset Based Lending (ABL) loan?
Yes, we work with Asset Based Lending (ABL), but we recommend speaking to us to see if Asset Based Lending (ABL) is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Asset Based Lending (ABL) contact details
Website
assetbasedlending.com.auPhone
1300 225 101
Office
Level 11, 140 William Street, Melbourne VIC 3000
Similar lenders
Splendid Financing is an independent finance broker and is not affiliated with Asset Based Lending (ABL). Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Asset Based Lending (ABL)'s published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.