Shift

Shift is a financial services provider specializing in business and commercial finance solutions tailored for Australian businesses. They offer a variety of products designed to support cash flow management and equipment financing. Key offerings include Business Overdrafts, which provide seamless access to funds linked to business transaction accounts, and Equipment Lines that allow businesses to purchase new or second-hand equipment and fitouts in installments. Shift also provides Asset Finance, enabling the acquisition of business assets like vehicles and machinery without the need for full upfront payment. Their Trade Account service facilitates invoice payments for materials and services, allowing businesses to choose repayment terms that suit their financial needs. Shift partners with brokers and suppliers to minimize credit and payment risks, optimize order management, and enhance sales growth.

Minimum 2 years trading history, $250,000 annual revenue for term loans.