First Business 40
Long-term property-secured business loans.
More on property-secured business loans →Non-BankAustraliaLast reviewed 27 Oct 2026
First Federal
Business loans, eligibility and contact details
In a nutshell
First Federal is an Australian non-bank lender offering home loans and business loans. Its business range includes First Business 40 long-term loans, First Business 3 short-term loans and First Business Jumbo loans of $500,000 to $10 million for company borrowers, secured by residential or commercial property at up to 65% LVR, from 8.59% p.a.
About First Federal
First Federal describes itself as a small, nimble Australian lender, not a bank, focused on making borrowing simple for borrowers and brokers. It offers prime, near-prime and specialist home loans as well as business loans.
Its business loans are First Business 40 (long-term business loans), First Business 3 (fast three-year loans) and First Business Jumbo. Jumbo loans run from $500,000 to $10 million for company borrowers, secured by residential or commercial property at up to 65% LVR, with rates from 8.59% p.a. They suit self-employed borrowers with alternative income evidence, and offer interest-only terms, unlimited cash out and unlimited debt consolidation.
Finance offered by First Federal
First Business 3
Fast three-year business loans.
More on business loans →First Business Jumbo
$500K to $10M for company borrowers, up to 65% LVR, with cash out and debt consolidation.
More on large business loans →Eligibility and documents
Who First Federal lends to
- Company and self-employed borrowers, including alt doc
- Residential or commercial property security
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is First Federal the right fit for your business?
First Federal usually suits self-employed business owners with property who want a longer-term business loan, debt consolidation or cash out.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
First Federal FAQs
Is First Federal a bank?
No. First Federal is a non-bank lender.
What business loans does First Federal offer?
First Business 40 (long term), First Business 3 (three-year loans) and First Business Jumbo ($500,000 to $10 million).
What rate does First Federal charge on business loans?
First Business Jumbo loans start from 8.59% p.a.
How do I contact First Federal?
You can call First Federal's customer hotline on 1800 178 333.
Can Splendid help me with a First Federal loan?
Yes, we work with First Federal, but we recommend speaking to us to see if First Federal is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
First Federal contact details
Website
firstfederal.com.auPhone
1800 178 333
Similar lenders
Arc MoneyNon-BankView profile →BizFundNon-BankView profile →BriqwiseNon-BankView profile →
FundingNon-BankView profile →
See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with First Federal. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on First Federal's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.