Non-BankAustraliaLast reviewed 27 Oct 2026

Arc Money

Business loans, eligibility and contact details

In a nutshell

Arc Money is an Australian non-bank mortgage lender for company and trust borrowers. It offers property-secured loans of up to $15 million for working capital, debt consolidation, business investment, bridging and property purchases, including commercial property loans up to $5 million and second mortgages up to $2 million.

About Arc Money

Arc Money was founded as a purpose-built mortgage lender for company and trust clients. Its founders previously started and scaled other specialist lenders, and it works with borrowers directly and through accredited brokers, accountants and lawyers.

It has four products. Arc Business lends up to $15 million against residential property, over terms up to 36 months. Arc Commercial lends up to $5 million against commercial property, over terms up to 60 months. Arc Alternate funds up to $5 million against harder securities such as incomplete construction, vacant land and residual stock. Arc Second offers second mortgages up to $2 million over terms up to 12 months, for working capital, debt consolidation and business investment.

Finance offered by Arc Money

Arc Alternate

Up to $5M against incomplete construction, vacant land, residual stock, display homes and land subdivisions.

Eligibility and documents

Who Arc Money lends to

  • Company and trust borrowers
  • Residential or commercial property security

All lending is subject to the lender's credit criteria and assessment.

For brokers

Are you a broker?

Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.

Is Arc Money the right fit for your business?

Arc Money usually suits companies and trusts with property equity who need working capital, debt consolidation or bridging finance quickly.

Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.

  • One conversation, no obligation
  • We seek multiple lender options for you
  • Business finance from $30,000

Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.

Get your funding options

Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.

We'll use your details to contact you about business finance, as set out in our Privacy Policy.

Call us now: 0468 060 969

Mon–Fri, 9am–6pm AEST/AEDT

Arc Money FAQs

Who does Arc Money lend to?

Arc Money lends to company and trust borrowers.

How much can I borrow from Arc Money?

Up to $15 million with Arc Business, $5 million with Arc Commercial or Arc Alternate, and $2 million with an Arc Second mortgage.

Does Arc Money offer second mortgages?

Yes. Arc Second offers second-ranking mortgages up to $2 million over terms up to 12 months.

How do I contact Arc Money?

You can call Arc Money on 1300 272 999 or email info@arcmoney.com.au.

Can Splendid help me with an Arc Money loan?

Yes, we work with Arc Money, but we recommend speaking to us to see if Arc Money is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.

Arc Money contact details

Website

arcmoney.com.au

Phone

1300 272 999

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Splendid Financing is an independent finance broker and is not affiliated with Arc Money. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Arc Money's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.