Small business loans
Property-secured loans for growth and time-sensitive opportunities.
More on property-secured business loans →Private LenderAustraliaLast reviewed 27 Oct 2026
DCF Loans
Business loans, eligibility and contact details
In a nutshell
DCF Loans is an Australian lender offering property-secured business loans from $100,000 to SMEs and mid-market companies, including small business loans, corporate loans and bridging loans. Loans are typically secured against residential or commercial property, run 1 to 5 years with monthly repayments, and can be funded the same day once approved.
About DCF Loans
DCF Loans lends to SME and mid-market Australian companies for growth, time-sensitive deals, acquisitions, capital projects and investment opportunities. Its loans are typically secured against residential or commercial property.
It offers small business loans, corporate loans and bridging loans from $100,000. Terms range from 1 to 5 years with monthly repayments, and DCF says there are no hidden fees. To apply, you need the corporate borrower's name and ACN, details of the property to be secured and any existing encumbrance, and an estimated property value. Once approved, funds can be in your account the same day.
Finance offered by DCF Loans
Corporate loans
Funding for acquisitions and capital projects.
Bridging loans
Short-term finance to bridge a gap between transactions.
Eligibility and documents
Who DCF Loans lends to
- Australian companies (with an ACN)
- Residential or commercial property security
What you'll typically need
- Corporate borrower name and ACN
- Details of the property to be secured and any encumbrance
- Estimated property value
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is DCF Loans the right fit for your business?
DCF Loans usually suits established companies with property security that need $100K or more over a longer term than most private lenders offer.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
Learn how private business lenders work →
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
DCF Loans FAQs
How much can I borrow from DCF Loans?
DCF Loans lends from $100,000.
How long are DCF loans?
Terms range from 1 to 5 years, with monthly repayments.
Does DCF Loans need property security?
Its loans are typically secured against residential or commercial property.
Can Splendid help me with a DCF Loans loan?
Yes, we work with DCF Loans, but we recommend speaking to us to see if DCF Loans is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
DCF Loans contact details
Website
dcfloans.com.auSimilar lenders
KnotePrivate LenderView profile →Prime FinancePrivate LenderView profile →Private Mortgages AustraliaPrivate LenderView profile →Rixon CapitalPrivate LenderView profile →
See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with DCF Loans. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on DCF Loans's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.