Short-term business loans
Property-secured loans for working capital, acquisitions and opportunities.
More on property-secured business loans →Private LenderAustraliaLast reviewed 27 Oct 2026
Prime Finance
Business loans, eligibility and contact details
In a nutshell
Prime Finance is an Australian private lender, incorporated in 2004, offering short-term business and investment loans from $50,000 to $20 million. First mortgages start from 8.75% p.a. at up to 75% LVR ($1M to $20M), and second mortgages from 12% p.a. at up to 80% LVR ($50K to $1M), over 1 month to 2 years, with most loans funded in under 3 days.
About Prime Finance
Prime Finance was incorporated in 2004 as a wholly Australian-owned private lender. It started in NSW and Queensland and now lends Australia-wide, specialising in short-term business and investment loans, caveat loans, and first and second mortgages.
First mortgages run from $1 million to $20 million at up to 75% LVR, from 8.75% p.a. Second mortgages run from $50,000 to $1 million at up to 80% LVR, from 12% p.a. Terms are 1 month to 2 years. It also funds construction, property development and joint ventures. You can get a conditional offer online in minutes without affecting your credit score, there are no monthly fees or early repayment charges, and most loans are funded in under 3 days.
Finance offered by Prime Finance
Second mortgages and caveat loans
$50K to $1M behind an existing lender, from 12% p.a.
More on second mortgage business loans →First mortgages
$1M to $20M at up to 75% LVR, from 8.75% p.a.
Construction and development
Funding for construction, property development and joint ventures.
Eligibility and documents
Who Prime Finance lends to
- Business or investment purposes
- Property security
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is Prime Finance the right fit for your business?
Prime Finance usually suits business owners with property who need short-term funds within days, including to buy a business.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
Learn how private business lenders work →
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Prime Finance FAQs
What are Prime Finance's rates?
First mortgages from 8.75% p.a. and second mortgages from 12% p.a.
How much can I borrow from Prime Finance?
From $50,000 to $20 million, depending on the mortgage position.
How fast is Prime Finance?
Prime says most loans are funded in less than 3 days.
How do I contact Prime Finance?
You can call 1300 130 538 or email enquiries@primefinance.com.au.
Can Splendid help me with a Prime Finance loan?
Yes, we work with Prime Finance, but we recommend speaking to us to see if Prime Finance is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Prime Finance contact details
Website
primefinance.com.auPhone
1300 130 538
Similar lenders
BalmainPrivate LenderView profile →KnotePrivate LenderView profile →Maxiron CapitalPrivate LenderView profile →Millbrook GroupPrivate LenderView profile →
See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Prime Finance. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Prime Finance's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.