Unsecured business loans
Business loans of up to $1 million without security, with repayments customised to your cash flow.
More on business loans →Non-BankBella Vista, NSW, AustraliaLast reviewed 23 Oct 2026
TruCap
Business loans, eligibility and contact details
Quick answer
TruCap is an Australian non-bank business lender based in Bella Vista, NSW, offering unsecured business loans of up to $1 million across a wide range of industries. It says approval can come the same day and funding within 24 hours, with only an application, 6 months of bank statements and ID needed.
About TruCap
TruCap is a business lending specialist based in Bella Vista in Sydney's north-west. It offers unsecured business loans and business financing to a wide range of industries throughout Australia, and says its team has more than 10 years of experience.
TruCap says most businesses are eligible, with repayments customised to your cash flow. Applications need only a quick form, 6 months of business bank statements and a copy of your ID, and TruCap says approval can be granted the same day, with funding within 24 hours.
Finance offered by TruCap
Business financing
Funding for a range of business purposes across industries throughout Australia.
Eligibility and documents
Who TruCap lends to
- Australian businesses across a wide range of industries
- TruCap says most businesses are eligible
What you'll typically need
- A short application
- 6 months of business bank statements
- A copy of your ID
All lending is subject to the lender's credit criteria and assessment.
Is TruCap the right fit for your business?
TruCap usually suits small businesses that want a fast unsecured loan with minimal paperwork.
Every business is different. Talk to us to understand your options. We work with a panel of 100+ lenders and match you with the ones best suited to your business, loan amount and timing.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
TruCap FAQs
Is TruCap a bank?
No. TruCap is a non-bank business lender based in Bella Vista, NSW. It isn't related to TruCap Finance Ltd in India.
How much can I borrow from TruCap?
TruCap offers business loans of up to $1 million.
Are TruCap loans unsecured?
TruCap's main product is an unsecured business loan, so you don't need to offer property as security.
What documents does TruCap need?
TruCap asks for a short application, 6 months of business bank statements and a copy of your ID.
How fast is a TruCap loan?
TruCap says approval can be granted the same day and funding can arrive within 24 hours.
How do I contact TruCap?
You can call TruCap on 1300 261 154, Monday to Friday, 9am to 5:30pm. Its office is at 318/5 Celebration Drive, Bella Vista.
Can Splendid help me with a TruCap loan?
Splendid is an independent finance broker working with a panel of 100+ lenders. Tell us about your business and we'll seek multiple lender options for you, matched to your loan amount and timing. Which lenders suit you depends on your situation.
TruCap contact details
Similar lenders
Splendid Financing is an independent finance broker and is not affiliated with TruCap. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on TruCap's published information, checked 23 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.