Growth Capital
Term funding of $100,000 to $3 million over 12 to 36 months, unsecured and with no director's guarantee under $300,000.
More on business loans →Non-BankAustraliaLast reviewed 23 Oct 2026
Tractor Ventures
Business loans, eligibility and contact details
Quick answer
Tractor Ventures is an Australian non-bank lender, established in 2020, offering debt funding of $100,000 to $3 million to SMEs, software companies, eCommerce brands and VC-backed startups in Australia and New Zealand. It generally needs $50,000 or more in predictable monthly revenue, and loans under $300,000 are unsecured with no director's guarantee.
About Tractor Ventures
Tractor Ventures was established in 2020 to provide fast, straightforward debt funding to Australian and New Zealand SMEs, software companies, eCommerce brands and VC-backed startups. It offers growth capital, lines of credit, R&D tax incentive advances and venture debt, as an alternative to raising equity. It says it is endorsed by Blackbird, AirTree and more than 150 investors.
Tractor sizes funding at a guide of 1 to 3 times monthly revenue, with terms of 3 to 36 months. It says decisions can come in as little as 24 hours, with an average of around 14 days from first conversation to funds in your account. Tractor Ventures Pty Ltd is a corporate authorised representative of Boutique Capital Pty Ltd, AFSL 508011.
Finance offered by Tractor Ventures
Line of Credit
A revolving facility of $100,000 to $3 million with same-day draw-downs, paying interest only on what you use.
More on cash flow finance →R&D Advance
Australian companies can draw up to 80% of their forecast R&D tax incentive rebate in quarterly draws, with no equity required.
Venture Debt
Funding of $100,000 to $3 million for Series A and B companies, alongside venture capital investors.
Eligibility and documents
Who Tractor Ventures lends to
- An Australian or New Zealand entity
- $50,000 or more in predictable monthly revenue
- At least 3 months of cash runway
- A maturing growth engine and proven business model
All lending is subject to the lender's credit criteria and assessment.
Is Tractor Ventures the right fit for your business?
Tractor Ventures usually suits growing technology, software and eCommerce businesses with $50,000 or more in predictable monthly revenue that want to fund growth or bridge to an R&D rebate without giving up equity.
Every business is different. Talk to us to understand your options. We work with a panel of 100+ lenders and match you with the ones best suited to your business, loan amount and timing.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Tractor Ventures FAQs
Is Tractor Ventures a bank?
No. Tractor Ventures is a non-bank lender. It is a corporate authorised representative of Boutique Capital Pty Ltd, AFSL 508011.
How much can I borrow from Tractor Ventures?
Tractor Ventures provides $100,000 to $3 million, with a guide of 1 to 3 times your monthly revenue.
What are Tractor Ventures' eligibility criteria?
Tractor looks for an Australian or New Zealand entity with $50,000 or more in predictable monthly revenue, at least 3 months of runway and a proven business model.
Do Tractor Ventures loans need security?
Tractor says its growth capital is unsecured under $300,000, with no director's guarantee on loans under that amount.
What is a Tractor Ventures R&D Advance?
It lets Australian companies draw up to 80% of their forecast R&D tax incentive rebate in quarterly draws, before the rebate is paid.
How fast is Tractor Ventures?
Tractor says decisions can come in as little as 24 hours, and it takes around 14 days on average from first conversation to funds.
How do I contact Tractor Ventures?
You can enquire or apply through tractorventures.com. Tractor says it responds to all enquiries within 5 business days.
Can Splendid help me with a Tractor Ventures loan?
Splendid is an independent finance broker working with a panel of 100+ lenders. Tell us about your business and we'll seek multiple lender options for you, matched to your loan amount and timing. Which lenders suit you depends on your situation.
Tractor Ventures contact details
Website
tractorventures.comSimilar lenders
Splendid Financing is an independent finance broker and is not affiliated with Tractor Ventures. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Tractor Ventures's published information, checked 23 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.