Property-backed business loans
First and second mortgages for urgent business needs, from $200K to $10M.
More on property-secured business loans →Private LenderErina, NSW, AustraliaLast reviewed 27 Oct 2026
Pronto Funds
Business loans, eligibility and contact details
In a nutshell
Pronto Funds is an Australian private lender offering property-backed business loans of $200,000 to $10 million from its own capital, at up to 85% LVR and from 1.2% a month. It can give an indicative decision within 24 hours, settle in as little as 48 hours, and offers no repayments for up to 12 months, with no financials needed and poor credit considered.
About Pronto Funds
Pronto Funds is a growing private lender based in Erina on the NSW Central Coast, lending its own capital to businesses in Sydney, Brisbane, Melbourne, Canberra and beyond. You deal directly with the decision-makers from application to settlement.
It lends $200,000 to $10 million over 1 to 12 months, at up to 85% LVR, with rates from 1.2% per month and establishment fees from 1.95%. Loans can be first or second mortgages or caveats, secured by residential, commercial, retail, vacant or development land, or vehicles. Pronto doesn't need cash flow records or financials, considers poor credit, can lend behind a first mortgage and offers no repayments for up to 12 months. Uses include bridging, cash flow, debt consolidation, ATO and loan arrears, equity release and mezzanine finance.
Finance offered by Pronto Funds
Caveat loans
Fast funding secured by a caveat.
More on caveat loans →ATO and arrears solutions
Funding to clear tax debt or loan arrears.
More on ATO debt refinancing →Bridging, equity release and mezzanine loans
Short-term funding for settlements and cash flow.
Eligibility and documents
Who Pronto Funds lends to
- Equity in real estate (or vehicles)
- No cash flow records or financials needed
- Poor credit considered
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is Pronto Funds the right fit for your business?
Pronto Funds usually suits business owners with strong property equity who need a large sum within days and want repayments deferred.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
Learn how private business lenders work →
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Pronto Funds FAQs
How much can I borrow from Pronto Funds?
Pronto lends $200,000 to $10 million, at up to 85% LVR.
What are Pronto Funds' rates?
Initial rates start from 1.2% per month, with establishment fees from 1.95%.
Does Pronto Funds need financials?
No. Pronto doesn't need cash flow records or financials, and considers poor credit.
How do I contact Pronto Funds?
You can call 1800 738 637 or email loans@prontofunds.com.au. Its office is at Suite 2.20, 4 Ilya Avenue, Erina NSW.
Can Splendid help me with a Pronto Funds loan?
Yes, we work with Pronto Funds, but we recommend speaking to us to see if Pronto Funds is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Pronto Funds contact details
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Pronto Funds. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Pronto Funds's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.