ACCESS first mortgages
$850K to $25M at up to 80% LVR, from 9.5% p.a.
More on property-secured business loans →Private LenderBondi Junction, NSW, AustraliaLast reviewed 27 Oct 2026
Equity Access
Business loans, eligibility and contact details
In a nutshell
Equity Access is a Sydney-based specialist private lender offering property-secured loans from $500,000 to $25 million, with 24-hour conditional approval and no financials needed. It offers first mortgages up to 80% LVR from 9.5% p.a., second mortgages up to 70% LVR from 12% p.a., and Asset Bridge loans against business assets, for terms of 3 to 24 months.
About Equity Access
Equity Access Funding is a specialist private lender and capital partner based in Bondi Junction, Sydney. It funds deals banks won't, with direct access to decision-makers, 24-hour conditional approval, no financials or cash flow records needed, and the option to capitalise interest until the loan matures.
It has three products, all with terms of 3 to 24 months. ACCESS first mortgages lend $850,000 to $25 million at up to 80% LVR, with rates from 9.5% p.a. EXTEND second mortgages lend $500,000 to $8 million at up to 70% LVR, behind banks and non-banks, with rates from 12% p.a. ASSET BRIDGE lends $500,000 to $10 million against a first-ranking PPSR and GSA at up to 60% LVR, at 15% to 24% p.a. Loans can be used for bridging, cash-out for any business purpose, debt consolidation and tax debt, on commercial or residential property.
Finance offered by Equity Access
EXTEND second mortgages
$500K to $8M at up to 70% LVR, from 12% p.a., behind an existing lender.
More on second mortgage business loans →ASSET BRIDGE
$500K to $10M against a first-ranking PPSR and GSA at up to 60% LVR, 15% to 24% p.a.
Eligibility and documents
Who Equity Access lends to
- Commercial or residential property security (or business assets for Asset Bridge)
- No financials or cash flow records needed
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is Equity Access the right fit for your business?
Equity Access usually suits business owners with substantial property equity who need $500K or more quickly for cash-out, bridging or debt consolidation.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
Learn how private business lenders work →
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Equity Access FAQs
How much can I borrow from Equity Access?
Equity Access lends $500,000 to $25 million, depending on the product.
What are Equity Access's rates?
First mortgages from 9.5% p.a., second mortgages from 12% p.a., and Asset Bridge loans at 15% to 24% p.a.
How fast is Equity Access?
It offers 24-hour conditional approval.
How do I contact Equity Access?
You can call +61 468 885 012. Its office is at Level 7, 88 Ebley Street, Bondi Junction.
Can Splendid help me with an Equity Access loan?
Yes, we work with Equity Access, but we recommend speaking to us to see if Equity Access is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Equity Access contact details
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Equity Access. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Equity Access's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.