Property-backed business loans
Short-term SME funding secured against property, up to $50M+.
More on property-secured business loans →Private LenderSydney, NSW, AustraliaLast reviewed 27 Oct 2026
N1 Holdings
Business loans, eligibility and contact details
In a nutshell
N1 Holdings is an ASX-listed Australian private credit lender, headquartered in Sydney, offering property-backed loans from $100,000 to $50 million+ over 3 to 60 months. It lends from its own fund to SMEs, developers and property investors, with first and second mortgages secured by residential, commercial or industrial property, and gives an indicative response within 24 hours.
About N1 Holdings
N1 Holdings Ltd (ASX: N1H) launched in 2011, listed in 2016 and is headquartered in Sydney. It's a property-backed lender for Australia's SME sector, funded by its balance sheet, a mortgage fund it manages and debt facilities, and has funded more than $1.2 billion in loans in-house. It was named in the AFR Fast 100 in 2017.
Its direct lending covers first and second mortgages and business loans for SMEs, developers and property investors, from $100,000 to $50 million+ over 3 to 60 months. Loans are secured by residential, commercial, industrial and other property Australia-wide, and N1 aims to give an indicative response within 24 hours. It specialises in short-term alternative lending to fill funding gaps, and works with mortgage brokers, accountants and lawyers.
Finance offered by N1 Holdings
First and second mortgages
Private first and second mortgage lending for business purposes.
More on second mortgage business loans →Developer and investor loans
Time-sensitive property private lending.
Eligibility and documents
Who N1 Holdings lends to
- SMEs, developers and property investors
- Residential, commercial or industrial property security
All lending is subject to the lender's credit criteria and assessment.
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Is N1 Holdings the right fit for your business?
N1 Holdings usually suits SMEs and investors with property that need a larger private loan quickly from a well-established listed lender.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
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- One conversation, no obligation
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- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
N1 Holdings FAQs
Is N1 Holdings listed?
Yes. N1 Holdings is listed on the ASX under the code N1H.
How much can I borrow from N1 Holdings?
N1 lends from $100,000 to $50 million+, over terms of 3 to 60 months.
How fast is N1 Holdings?
N1 aims to give an indicative response within 24 hours.
How do I contact N1 Holdings?
You can call 1300 001 118 or email scenarios@n1holdings.com.au. Its office is at Suite 502, Level 5, 77 King Street, Sydney.
Can Splendid help me with a N1 Holdings loan?
Yes, we work with N1 Holdings, but we recommend speaking to us to see if N1 Holdings is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
N1 Holdings contact details
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with N1 Holdings. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on N1 Holdings's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.