Commercial property finance
Acquisitions and refinances across office, retail, industrial, strata and mixed-use property.
More on commercial property loans →Private LenderAustraliaLast reviewed 27 Oct 2026
Altura Funding
Business loans, eligibility and contact details
In a nutshell
Altura Funding (formerly AAA Money) is an Australian private credit lender offering structured property finance, alt doc loans, commercial property and commercial SMSF loans, development funding and short-term private funding. It focuses on borrowers with non-standard financials or complex structures that banks won't take on, and cites a 38+ year group operating history.
About Altura Funding
Altura Funding is the private credit business that AAA Money's website now points to. It structures private, alt doc and development capital for investors, developers and business owners whose financials, ownership structures or timelines don't suit a bank.
Its six lending areas are structured property finance (non-standard securities, atypical ownership and borrowers outside standard serviceability), alt doc lending for self-employed borrowers, commercial property finance across office, retail, industrial, strata and mixed-use, commercial SMSF lending, development funding, and short-term private funding for time-sensitive or high-complexity deals. Altura says it assesses each deal on its structure before it moves, and only submits loans it is confident will settle.
Finance offered by Altura Funding
Alt doc lending
For self-employed borrowers who can't provide standard income verification.
More on low doc business loans →Private funding
Short-term private funding for time-sensitive, non-bankable or complex transactions.
More on private business lenders →Commercial SMSF lending
Loans for SMSF trustees buying commercial property through super.
Development funding
Construction and development finance structured around milestones, pre-sales and track record.
Eligibility and documents
Who Altura Funding lends to
- Borrowers with non-standard financials or complex structures
- Investors, developers and business owners
- Property security
All lending is subject to the lender's credit criteria and assessment.
For brokers
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Is Altura Funding the right fit for your business?
Altura Funding usually suits business owners and investors with property security whose income, structure or timing doesn't fit a bank.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
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- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Altura Funding FAQs
Is Altura Funding the same as AAA Money?
AAA Money's website (aaamoney.com.au) now goes to Altura Funding, which describes itself as part of a group with more than 38 years of operating history.
Is Altura Funding a bank?
No. Altura Funding is a private credit lender, not a bank.
What does Altura Funding lend for?
Structured property finance, alt doc loans, commercial property, commercial SMSF loans, development funding and short-term private funding.
Can Splendid help me with an Altura Funding loan?
Yes, we work with Altura Funding, but we recommend speaking to us to see if Altura Funding is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Altura Funding contact details
Website
aaamoney.com.auSimilar lenders
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Altura Funding. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Altura Funding's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.