Flexible business loans
Short-term low doc loans for growth, suppliers, tax or working capital.
More on low doc business loans →Non-BankSydney, NSW, AustraliaLast reviewed 27 Oct 2026
Imperial Funding
Business loans, eligibility and contact details
In a nutshell
Imperial Funding is a Sydney-based business lender offering low doc short-term business loans, equipment and vehicle loans of up to 3 years, and property-secured loans on a second mortgage. It says it can typically fund a low doc loan within a week without tax returns, at a higher cost than banks.
About Imperial Funding
Imperial Funding Pty Ltd is a business lender based on Castlereagh Street in Sydney. Its short-term business loans have a flexible purpose: growth, paying suppliers, paying tax or improving working capital. It says these are priced higher than bank loans but can typically be funded within a week, on a low doc basis without tax returns.
It also offers secured equipment and vehicle loans of up to 3 years for serial-numbered equipment, cars, utes, vans, trucks and excavators, including equity release against assets you already own outright. For bigger amounts, longer terms or sharper pricing, it can secure a loan against real estate by taking a second mortgage, so you can keep your existing home loan with your bank.
Finance offered by Imperial Funding
Equipment and vehicle loans
Secured loans up to 3 years, including equity release on assets you own.
More on equipment finance →Property-secured loans
Larger loans secured by a second mortgage, so you keep your existing home loan.
More on second mortgage business loans →Eligibility and documents
Who Imperial Funding lends to
- Australian businesses
- No tax returns needed for low doc loans
All lending is subject to the lender's credit criteria and assessment.
For brokers
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Is Imperial Funding the right fit for your business?
Imperial Funding usually suits businesses that need a low doc loan quickly and accept a higher rate than a bank, or want to borrow against equipment or property.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Imperial Funding FAQs
How fast is Imperial Funding?
Imperial says it can typically fund a low doc loan within a week.
Do I need tax returns for an Imperial Funding loan?
Not for its low doc business loans.
Can Imperial Funding lend against my home without refinancing?
Yes. It can take a second mortgage, so you keep your first mortgage with your bank.
How do I contact Imperial Funding?
You can call 0431 825 128 or email funding@imperialfunding.com.au. Its office is at Level 17, 9 Castlereagh Street, Sydney.
Can Splendid help me with an Imperial Funding loan?
Yes, we work with Imperial Funding, but we recommend speaking to us to see if Imperial Funding is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Imperial Funding contact details
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Imperial Funding. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Imperial Funding's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.