Short-term business loans
One to six month loans for working capital, cash flow or urgent opportunities.
More on business loans →Private LenderAdelaide, SA, AustraliaLast reviewed 27 Oct 2026
Capital Securities Australia
Business loans, eligibility and contact details
In a nutshell
Capital Securities Australia (CSA) is a boutique private lender with offices in Adelaide, Melbourne and Sydney, specialising in short-term business finance. It offers 1 to 6 month loans, bridging, caveat and second mortgage loans, tax debt loans, commercial and development finance, factoring and equipment finance, and says bad credit need not rule you out.
About Capital Securities Australia
Capital Securities Australia (CSA) is a boutique private lender specialising in short-term finance for businesses across Australia, with offices in Adelaide, Melbourne and Sydney. It operates outside the traditional bank and credit union market, which it says lets it move faster and tailor loans to each client.
Its short-term loans run one to six months for any worthwhile business purpose, such as working capital, cash flow shortfalls, urgent opportunities or settlements when other funders fall through. It also offers bridging finance, caveat and second mortgage loans, tax debt loans, commercial and investment property finance, development and construction finance, single invoice and debtor factoring, and plant, equipment and prestige finance. CSA says a bad credit history or previous default need not rule you out if you have the right security.
Finance offered by Capital Securities Australia
Caveat and second mortgage loans
Fast funding secured by a caveat or second mortgage.
More on caveat loans →Tax debt loans
Funding to pay an unexpected ATO bill.
More on ATO debt refinancing →Factoring and equipment finance
Single invoice and debtor factoring, and plant, equipment and prestige finance.
Eligibility and documents
Who Capital Securities Australia lends to
- Businesses with suitable security
- Bad credit or previous defaults considered
All lending is subject to the lender's credit criteria and assessment.
For brokers
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Is Capital Securities Australia the right fit for your business?
Capital Securities Australia usually suits businesses with security that need short-term funds urgently, including those with credit issues.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
Learn how private business lenders work →
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Capital Securities Australia FAQs
How long are Capital Securities Australia loans?
Its short-term business loans run from one to six months.
Can I get a loan from CSA with bad credit?
CSA says a bad credit history or previous default need not rule you out if you provide the right security.
Does CSA offer tax debt loans?
Yes. CSA offers tax debt loans to help pay unexpected ATO bills.
How do I contact Capital Securities Australia?
You can call 1300 222 377 or email info@capitalsec.com.au. Its offices are at 100 Pirie Street Adelaide, 440 Collins Street Melbourne and 88 Phillip Street Sydney.
Can Splendid help me with a Capital Securities Australia loan?
Yes, we work with Capital Securities Australia, but we recommend speaking to us to see if Capital Securities Australia is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Capital Securities Australia contact details
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Capital Securities Australia. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Capital Securities Australia's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.