Non-BankAustraliaLast reviewed 27 Oct 2026

Brighten

Business finance, eligibility and contact details

In a nutshell

Brighten is an Australian non-bank lender offering residential, commercial and retirement equity loans. For businesses, its commercial lending covers full doc, alt doc and lease doc commercial property loans, SMSF commercial loans and its Brighten Lift product, available through brokers.

About Brighten

Brighten is a non-bank lender with operations in Australia, China and Hong Kong. Its mission is to give brokers and borrowers transparent, reliable lending built for real life.

For business owners and investors, Brighten's commercial lending covers commercial property purchases and refinances on full doc, alt doc and lease doc terms, SMSF commercial loans and Brighten Lift. It also offers residential home loans (including alt doc, expatriate, non-resident, bridging and construction loans) and reverse mortgages for people aged 55 and over.

Finance offered by Brighten

SMSF commercial loans

Commercial property loans for self-managed super funds.

Brighten Lift

A commercial lending product available through Brighten's brokers.

Eligibility and documents

Who Brighten lends to

  • Commercial property borrowers, including self-employed borrowers on alt doc or lease doc

All lending is subject to the lender's credit criteria and assessment.

For brokers

Are you a broker?

Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.

Is Brighten the right fit for your business?

Brighten usually suits business owners and investors buying or refinancing commercial property, especially where income evidence is non-standard.

Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.

  • One conversation, no obligation
  • We seek multiple lender options for you
  • Business finance from $30,000

Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.

Get your funding options

Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.

We'll use your details to contact you about business finance, as set out in our Privacy Policy.

Call us now: 0468 060 969

Mon–Fri, 9am–6pm AEST/AEDT

Brighten FAQs

Is Brighten a bank?

No. Brighten is a non-bank lender.

Does Brighten do commercial property loans?

Yes, with full doc, alt doc and lease doc options, plus SMSF commercial loans.

How do I contact Brighten?

You can call Brighten on 13 14 88.

Can Splendid help me with a Brighten loan?

Yes, we work with Brighten, but we recommend speaking to us to see if Brighten is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.

Brighten contact details

Website

brighten.com.au

Phone

13 14 88

Similar lenders

See all business lenders →

Splendid Financing is an independent finance broker and is not affiliated with Brighten. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Brighten's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.