Revenue-based cash advance
Funding repaid as a percentage of your sales.
More on revenue-based finance →Non-BankAustraliaLast reviewed 27 Oct 2026
Wayflyer
Business loans, eligibility and contact details
In a nutshell
Wayflyer is a global revenue-based lender, headquartered in Dublin with an office in Sydney, offering Australian businesses $10,000 to $20 million through term loans or cash advances repaid as a percentage of sales. It charges one fixed fee shown upfront, decides in as little as 24 hours, and needs 6+ months trading and $10,000+ monthly sales.
About Wayflyer
Wayflyer is a growth financing company headquartered in Dublin, Ireland, with an Australian office in Sydney. It says it has deployed more than $11 billion of capital, and lends to ecommerce brands, Amazon sellers, wholesalers, retailers, SaaS companies and service businesses such as restaurants, agencies, gyms, salons, clinics and trades.
It funds $10,000 to $20 million based on your current business performance, either as a term loan with fixed instalments or as a cash advance repaid as a percentage of revenue, on a fortnightly or monthly schedule. There's a single fixed fee agreed upfront (its example is a $7,200 fee on $100,000), with no origination, prepayment or late fees, no personal guarantee and no equity taken. The application takes under 10 minutes with a soft credit check, decisions can come in 24 hours, and most businesses are funded within hours of accepting.
Finance offered by Wayflyer
Term loan
Fixed instalments, fortnightly or monthly.
More on business loans →Eligibility and documents
Who Wayflyer lends to
- 6+ months trading history
- $10,000+ monthly sales
- Business incorporated in Australia or another supported country
All lending is subject to the lender's credit criteria and assessment.
For brokers
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Is Wayflyer the right fit for your business?
Wayflyer usually suits ecommerce and other revenue-generating businesses that want growth funding for inventory or marketing, repaid from sales.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Wayflyer FAQs
How much can I get from Wayflyer?
Wayflyer offers $10,000 to $20 million, based on your business performance.
How does Wayflyer repayment work?
You choose fixed instalments or a percentage of sales, fortnightly or monthly, with one fixed fee agreed upfront.
What are Wayflyer's eligibility criteria?
At least 6 months of trading and $10,000 or more in monthly sales.
Does Wayflyer need a personal guarantee?
No. Wayflyer says it doesn't take personal guarantees or equity.
What are the alternatives to Wayflyer?
Our blog has a guide to Wayflyer and Shopify Capital alternatives in Australia, covering revenue-based lenders and other ecommerce finance options.
Can Splendid help me with a Wayflyer loan?
Yes, we work with Wayflyer, but we recommend speaking to us to see if Wayflyer is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Wayflyer contact details
Website
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Wayflyer. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Wayflyer's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.