Breeder finance
StockCo buys the breeding females and you manage them for 12 months to grow your herd.
BankBrisbane, QLD, AustraliaLast reviewed 27 Oct 2026
StockCo
Business finance, eligibility and contact details
In a nutshell
StockCo is a specialist livestock finance provider, part of Heartland Bank Australia, that has lent to livestock producers in Australia and New Zealand since 1995. It offers breeder finance, trading finance with no capital outlay, and stock advances that release equity from livestock you own, with repayments aligned to livestock sales.
About StockCo
StockCo has provided livestock finance in Australia and New Zealand since 1995 and says it was the first company in Australia to offer 100% livestock finance. It's backed by Heartland Bank Australia and has a local agrifinance team that understands livestock, with its head office in Brisbane.
Its breeder finance lets you buy viable females with StockCo settling the invoice, so the livestock sits on StockCo's balance sheet while you manage the herd for 12 months to grow your breeding numbers. Trading finance lets you buy and sell livestock with no capital outlay, repaying when you sell. Stock advances release equity from livestock you already own. You apply online in 5 to 10 minutes with your statement of position.
Finance offered by StockCo
Trading finance
Buy livestock with no capital outlay and repay when you sell.
Stock advance
Release equity from livestock you already own to free up cash flow.
Eligibility and documents
Who StockCo lends to
- You own livestock-producing property or have long-term leasing or agistment
- More than 3 years of livestock industry experience
- Experience with the livestock class you want to finance
What you'll typically need
- Statement of position
All lending is subject to the lender's credit criteria and assessment.
For brokers
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Is StockCo the right fit for your business?
StockCo usually suits experienced livestock producers who want to grow their herd or trade stock without tying up working capital.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
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- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
StockCo FAQs
Is StockCo part of a bank?
Yes. StockCo is backed by Heartland Bank Australia.
What does StockCo finance?
Livestock, through breeder finance, trading finance and stock advances.
Who is eligible for StockCo finance?
Producers with livestock-producing property or long-term leasing or agistment, more than 3 years of industry experience, and experience with the livestock class being financed.
How do I contact StockCo?
You can call 1800 283 447. Its office is at Level 40, 123 Eagle Street, Brisbane.
Can Splendid help me with a StockCo loan?
Yes, we work with StockCo, but we recommend speaking to us to see if StockCo is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
StockCo contact details
Similar lenders
See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with StockCo. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on StockCo's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.