Business loans
Secured by residential or commercial property, including for development and construction.
More on business loans →Mutual BankAustraliaLast reviewed 24 Oct 2026
Newcastle Permanent and Greater Bank
Business loans, eligibility and contact details
In a nutshell
Newcastle Permanent and Greater Bank are the two brands of Newcastle Greater Mutual Group, a customer-owned bank based in the Hunter. They offer business loans secured by residential or commercial property, including for development and construction, and business lines of credit secured by property or a term deposit, with local business banking specialists.
About Newcastle Permanent and Greater Bank
Newcastle Permanent and Greater Bank merged to form Newcastle Greater Mutual Group Ltd, a customer-owned bank holding AFSL and Australian Credit Licence 238273. Both brands continue to operate, with local business banking teams that know the Hunter market.
Their business loans can be secured by residential or commercial property and suit development and construction as well as general business needs. Business lines of credit help with short-term cash flow, with a monthly facility fee and interest charged only on the balance used, secured by property or a term deposit.
Finance offered by Newcastle Permanent and Greater Bank
Business line of credit
Short-term cash flow funding, secured by property or a term deposit.
More on cash flow finance →Is Newcastle Permanent and Greater Bank the right fit for your business?
Newcastle Permanent and Greater Bank usually suits Hunter and NSW businesses with property or a term deposit to offer as security that want a local customer-owned bank. Businesses that need funds quickly, want less paperwork or don't have property security may find a non-bank lender a better fit.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Newcastle Permanent and Greater Bank FAQs
Are Newcastle Permanent and Greater Bank the same bank?
Yes. They merged to form Newcastle Greater Mutual Group, and both brands continue to operate.
How do I contact Greater Bank about a business loan?
Call 13 13 86 or speak to a local business banking specialist.
How do I work out repayments on a Newcastle Permanent and Greater Bank business loan?
Use our business loan repayment calculator. Enter the loan amount, the term and the interest rate from your Newcastle Permanent and Greater Bank quote to estimate weekly, fortnightly or monthly repayments. Results exclude fees, so check the full cost with Newcastle Permanent and Greater Bank.
What are the alternatives to a Newcastle Permanent and Greater Bank business loan?
Non-bank lenders are the main alternative. They usually cost more than a bank, but they can often decide and fund within days, need less paperwork, offer unsecured loans without property security, and have fewer restrictive conditions. Private lenders can move quickly against property.
What if Newcastle Permanent and Greater Bank declines my business loan?
A decline from Newcastle Permanent and Greater Bank doesn't mean other lenders will say no. Non-bank and private lenders use different criteria, and some lend to businesses with shorter trading histories, imperfect credit or ATO debt.
Can Splendid help me with a Newcastle Permanent and Greater Bank loan?
Splendid is an independent finance broker working with a panel of 100+ lenders. Tell us about your business and we'll seek multiple lender options for you, matched to your loan amount and timing. Which lenders suit you depends on your situation.
Newcastle Permanent and Greater Bank contact details
Website
greater.com.auPhone
13 13 86
Similar lenders
Splendid Financing is an independent finance broker and is not affiliated with Newcastle Permanent and Greater Bank. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Newcastle Permanent and Greater Bank's published information, checked 24 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.