Non-BankSydney, NSW, AustraliaLast reviewed 2 Nov 2026

Lendrr

Business finance, eligibility and contact details

In a nutshell

Lendrr, formerly Fifo Capital Northern Beaches, is a Sydney business cashflow and working capital lender. It offers invoice finance, trade finance, equipment finance and lines of credit of up to $2 million to Australian SMEs, without requiring property security, and generally looks for at least 12 months of trading and annual turnover over $120,000.

About Lendrr

Lendrr is a business cashflow and working capital specialist, founded in Sydney in 2018. It previously operated as Fifo Capital Northern Beaches, a Fifo Capital franchise, and rebranded as Lendrr in 2026. It says it has funded more than $100 million for Australian SMEs.

Lendrr shapes working capital around a specific challenge: funding a large order or contract, closing the gap between paying suppliers and being paid by customers, paying for imports months before sale, or supporting a business through a restructure. Its range covers invoice finance, trade finance, equipment finance and a revolving line of credit, and it says it doesn't require property security. Lendrr says a local credit specialist reviews every application and that most decisions land within 24 hours. Facilities go up to $2 million. It lends to businesses for business purposes only, generally to those trading for more than 12 months with annual turnover over $120,000.

Finance offered by Lendrr

Trade finance

Fund stock, suppliers, freight and import duties from domestic and international suppliers, with trade terms of up to 180 days.

More on trade finance →

Eligibility and documents

Who Lendrr lends to

  • An active ABN or ACN, borrowing for business purposes
  • More than 12 months of trading
  • Annual turnover over $120,000
  • Trade finance: annual turnover of $1 million or more
  • No property security required

All lending is subject to the lender's credit criteria and assessment.

For brokers

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Is Lendrr the right fit for your business?

Lendrr usually suits SMEs that need working capital tied to orders, invoices or imports, such as wholesalers, importers and businesses taking on larger contracts, and that don't want to offer property as security.

Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.

  • One conversation, no obligation
  • We seek multiple lender options for you
  • Business finance from $30,000

Prefer to talk now? Call 1800 177 240, Mon–Fri, 9am–6pm AEST/AEDT.

Get your funding options

Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.

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Call us now: 1800 177 240

Mon–Fri, 9am–6pm AEST/AEDT

Lendrr FAQs

Is Lendrr the same as Fifo Capital?

Lendrr was formerly Fifo Capital Northern Beaches, a Fifo Capital franchise, and rebranded as Lendrr in 2026. It offers the same types of working capital finance under its own brand, with facilities of up to $2 million.

What are Lendrr's eligibility criteria?

Lendrr generally looks for an active ABN or ACN, more than 12 months of trading and annual turnover over $120,000. Trade finance needs annual turnover of $1 million or more.

How much can I borrow from Lendrr?

Lendrr's facilities go up to $2 million, depending on the product and your business.

What does Lendrr offer?

Invoice finance, trade finance, equipment finance and a revolving line of credit, all aimed at business working capital.

Does Lendrr need property security?

Lendrr says no property security is required for its facilities. Invoice finance is secured against your invoices and equipment finance against the asset being financed.

How fast is Lendrr?

Lendrr says its online application takes about five minutes and that most decisions land within 24 hours.

How do I contact Lendrr?

You can email hello@lendrr.com.au or apply through lendrr.com.au.

Can Splendid help me with a Lendrr loan?

Yes, we work with Lendrr, but we recommend speaking to us to see if Lendrr is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.

Lendrr contact details

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Splendid Financing is an independent finance broker and is not affiliated with Lendrr. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Lendrr's published information, checked 2 Nov 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.