Rapid Business Loan
Quick capital to bridge gaps and keep operations running.
More on business loans →Non-BankAustraliaLast reviewed 27 Oct 2026
Lendmigo
Business loans, eligibility and contact details
In a nutshell
Lendmigo is an Australian business lender offering secured and unsecured loans from $5,000 to $500,000, with conditional approval in as little as 3 hours, no upfront credit check and possible same-day funding. You need an active ABN or ACN, Australian citizenship or permanent residency and recent bank statements.
About Lendmigo
Lendmigo lends to Australian businesses for growth, wages, operations, renovations and bridging cash flow gaps, and says it has funded more than 1,500 businesses. It aims to approve businesses that other lenders decline.
It offers a Rapid Business Loan, a Business Growth Loan and an Asset Backed Loan, from $5,000 to $500,000, on a secured or unsecured basis. You can apply online in under 5 minutes, get conditional approval in as little as 3 hours without a credit check, and receive funds the same day. Repayments can be daily or weekly to suit cash flow, there are no application or assessment fees, and there's no penalty for paying early.
Finance offered by Lendmigo
Business Growth Loan
Flexible loans for expansion.
More on business loans →Asset Backed Loan
Borrow against business assets for a larger or cheaper loan.
Eligibility and documents
Who Lendmigo lends to
- Active ABN or ACN
- Australian citizen or permanent resident
What you'll typically need
- 3 to 4 months of bank statements
- Proof of identification
- ABN or ACN
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is Lendmigo the right fit for your business?
Lendmigo usually suits small businesses that need fast working capital and want conditional approval without an upfront credit check.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
Lendmigo FAQs
How much can I borrow from Lendmigo?
Lendmigo lends $5,000 to $500,000.
Does Lendmigo do a credit check?
Lendmigo gives conditional approval without an upfront credit check.
What documents does Lendmigo need?
Your recent bank statements (3 to 4 months), proof of ID and your ABN or ACN.
Does Lendmigo charge application fees?
No. Lendmigo says it doesn't charge application or assessment fees.
Can Splendid help me with a Lendmigo loan?
Yes, we work with Lendmigo, but we recommend speaking to us to see if Lendmigo is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
Lendmigo contact details
Website
lendmigo.comSimilar lenders
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with Lendmigo. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Lendmigo's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.