Commercial vehicle loans
Business vehicle finance from $5,000 to $50,000, including for new ABNs and visa holders.
More on vehicle finance →Non-BankAustraliaLast reviewed 27 Oct 2026
BIXCEL
Business finance, eligibility and contact details
In a nutshell
BIXCEL is an Australian-owned non-bank commercial lender funding business vehicle purchases from $5,000 to $50,000 over 6 to 24 months. It accepts 1-day-old ABNs and most visa types, pre-approves in 1 to 2 hours and settles the same day, and lets you pay out early after the halfway mark with no remaining interest.
About BIXCEL
BIXCEL Pty Ltd is an Australian-owned direct lender for commercial vehicles. It funds business vehicle purchases from $5,000 to $50,000 over 6 to 24 months, and focuses on deals other lenders often decline: new ABNs (from 1 day old), short trading history and most visa holders (except visitor, working holiday and refugee visas).
Pre-approval takes 1 to 2 hours and settlement can happen the same day. Its Halfway Payout Advantage lets you pay out the loan after half the term with no termination fee and no remaining interest, subject to a clean repayment history. Vehicles can be up to 20 years old at the end of the loan. BIXCEL works mainly through brokers.
Finance offered by BIXCEL
Eligibility and documents
Who BIXCEL lends to
- ABNs from 1 day old
- Most visa types, except visitor, working holiday and refugee
- Vehicle no older than 20 years at the end of the term
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is BIXCEL the right fit for your business?
BIXCEL usually suits new businesses, gig-economy drivers and visa holders who need a work vehicle and can't get standard vehicle finance.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
BIXCEL FAQs
How much can I borrow from BIXCEL?
BIXCEL lends $5,000 to $50,000 for business vehicles, over 6 to 24 months.
Does BIXCEL accept new ABNs?
Yes. BIXCEL accepts ABNs from 1 day old.
Can visa holders get a BIXCEL loan?
BIXCEL accepts most visa types except visitor, working holiday and refugee visas.
Can I pay out a BIXCEL loan early?
Yes. After half the term, you can pay out the principal only, with no termination fee and no remaining interest, if your repayment history is clean.
Can Splendid help me with a BIXCEL loan?
Yes, we work with BIXCEL, but we recommend speaking to us to see if BIXCEL is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
BIXCEL contact details
Website
bixcel.com.auSimilar lenders
Splendid Financing is an independent finance broker and is not affiliated with BIXCEL. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on BIXCEL's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.