Merchant Cash Advance
A lump sum repaid as a percentage of turnover, up to 3x monthly turnover. Ideal for seasonal businesses.
More on revenue-based finance →Non-BankAustraliaLast reviewed 27 Oct 2026
BiiGGA
Business loans, eligibility and contact details
In a nutshell
BiiGGA, part of the Attvest group, offers Australian businesses working capital from $10,000 to $500,000, approved and funded the same day. You can repay as you trade with a Merchant Cash Advance or on a set schedule with a Business Term Advance, with one fee agreed upfront and no interest or late fees. It needs 6+ months trading and $10K+ monthly turnover.
About BiiGGA
BiiGGA is a working capital lender for Australian businesses and part of the Attvest group. It funds $10,000 to $500,000, with decisions based on your bank statements and real trading rather than just a credit score, and says money lands the same day as approval.
There are two products. A Merchant Cash Advance is repaid as a small share of your takings, with limits up to 3 times your monthly turnover, so quiet weeks cost less and strong weeks clear it faster. A Business Term Advance has a set repayment schedule. Both have a single factor fee agreed upfront, with no interest and no late fees. You apply online in about ten minutes by securely connecting your bank data.
Finance offered by BiiGGA
Business Term Advance
Working capital with a set repayment schedule you can budget around.
More on business loans →Eligibility and documents
Who BiiGGA lends to
- 6+ months trading
- $10,000+ monthly turnover
- Australian business
What you'll typically need
- Online application
- Secure bank data connection
All lending is subject to the lender's credit criteria and assessment.
For brokers
Are you a broker?
Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is BiiGGA the right fit for your business?
BiiGGA usually suits trading businesses with steady card or bank takings that want same-day working capital and flexible repayments.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 0468 060 969, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 0468 060 969
Mon–Fri, 9am–6pm AEST/AEDT
BiiGGA FAQs
How much can I get from BiiGGA?
BiiGGA funds $10,000 to $500,000. Merchant cash advance limits go up to 3 times your monthly turnover.
Does BiiGGA charge interest?
No. BiiGGA charges one factor fee agreed upfront, with no interest and no late fees.
What are BiiGGA's eligibility criteria?
At least 6 months trading and $10,000 or more in monthly turnover.
How fast is BiiGGA?
BiiGGA says it approves and funds on the same day.
How do I contact BiiGGA?
You can call BiiGGA on 1300 472 663.
Can Splendid help me with a BiiGGA loan?
Yes, we work with BiiGGA, but we recommend speaking to us to see if BiiGGA is the right fit for your specific needs. We work with over 100 lenders, so there might be other options that suit your situation better.
BiiGGA contact details
Website
biigga.auPhone
1300 472 663
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See all business lenders →Splendid Financing is an independent finance broker and is not affiliated with BiiGGA. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on BiiGGA's published information, checked 27 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.