Business loan
$5,000 to $100,000, secured, partly secured or unsecured, for vehicles, tools and other needs.
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Mutual BankAustraliaLast reviewed 24 Oct 2026
Bank of us
Business loans, eligibility and contact details
In a nutshell
Bank of us is a customer-owned bank offering secured, partly secured and unsecured business loans of $5,000 to $100,000, for vehicles, tools and other business needs, and business overdrafts of $5,000 to $100,000 if secured.
About Bank of us
Bank of us is a customer-owned bank, a trading name of B&E Ltd, which holds AFSL and Australian Credit Licence 236870.
Its business loans of $5,000 to $100,000 can be secured, partly secured or unsecured, and suit buying a work vehicle or upgrading tools. Its business overdrafts can be secured or unsecured, for amounts of $5,000 to $100,000 if secured.
Finance offered by Bank of us
Business overdraft
Secured or unsecured, for $5,000 to $100,000 if secured.
More on business overdraft →For brokers
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Join our broker marketplace. Refer business finance deals to specialist brokers, and get deals referred to you.
Is Bank of us the right fit for your business?
Bank of us usually suits small businesses needing up to $100,000 for vehicles, tools or cash flow. Businesses that need funds quickly, want less paperwork or don't have property security may find a non-bank lender a better fit.
Every business is different. Rather than applying to one lender, talk to us. Your broker, backed by our proprietary AI lender matching, looks at the lenders on our panel that offer the finance you need and seeks multiple options for you.
- One conversation, no obligation
- We seek multiple lender options for you
- Business finance from $30,000
Prefer to talk now? Call 1800 177 240, Mon–Fri, 9am–6pm AEST/AEDT.
Get your funding options
Tell us what you need and we'll call you back, usually within 1–2 hours during business hours. No obligation.
Call us now: 1800 177 240
Mon–Fri, 9am–6pm AEST/AEDT
Bank of us FAQs
How much can I borrow from Bank of us?
Business loans of $5,000 to $100,000, and overdrafts of $5,000 to $100,000 if secured.
Does Bank of us offer unsecured business loans?
Yes. Business loans can be secured, partly secured or unsecured.
How do I work out repayments on a Bank of us business loan?
Use our business loan repayment calculator. Enter the loan amount, the term and the interest rate from your Bank of us quote to estimate weekly, fortnightly or monthly repayments. Results exclude fees, so check the full cost with Bank of us.
What are the alternatives to a Bank of us business loan?
Non-bank lenders are the main alternative. They usually cost more than a bank, but they can often decide and fund within days, need less paperwork, offer unsecured loans without property security, and have fewer restrictive conditions. Private lenders can move quickly against property.
What if Bank of us declines my business loan?
A decline from Bank of us doesn't mean other lenders will say no. Non-bank and private lenders use different criteria, and some lend to businesses with shorter trading histories, imperfect credit or ATO debt.
Can Splendid help me with a Bank of us loan?
Splendid is an independent finance broker working with a panel of 100+ lenders. Tell us about your business and we'll seek multiple lender options for you, matched to your loan amount and timing. Which lenders suit you depends on your situation.
Bank of us contact details
Website
bankofus.com.auSimilar lenders
Splendid Financing is an independent finance broker and is not affiliated with Bank of us. Splendid works with many of the lenders in this directory, but not all of them. This profile is general information based on Bank of us's published information, checked 24 Oct 2026. It isn't a recommendation or credit advice. Products, criteria and features can change, and all lending is subject to the lender's credit criteria and assessment.