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Key Assumptions:
1. The loan is fully amortised with fixed equal monthly repayments.
2. The interest rate entered is annual and remains fixed throughout the loan term.
3. No fees, charges, or balloon payments are included.
4. Monthly repayments start one month after drawdown.
5. The full loan amount is drawn at the start of the term.
6. Interest is calculated on a reducing balance basis.
7. No additional or early repayments are considered.
Disclaimer
This calculator is provided for informational purposes only and does not constitute financial, legal, or investment advice. Results are estimates only and may not reflect actual lender offers or loan terms. Use of this calculator does not constitute a loan application or imply approval. For personalised advice, please consult a licensed finance professional.
