CSA Private Mortgages

Private Mortgages Australia (PMA) specializes in providing short-term, flexible financing solutions tailored for small to medium-sized enterprises (SMEs) and property developers. Established in 2014, PMA offers a range of commercial finance products, including bridging and working capital loans, business purchase and establishment finance, business equipment purchase loans, and various property development financing options. Loan amounts can reach up to $5 million, with first mortgages starting at an interest rate of 9.95% per annum and second mortgages from 14.95% per annum, both inclusive of management fees. Loan terms range from 3 to 36 months, and PMA allows for loan-to-value ratios (LVRs) of up to 75%. Borrowers are required to have equity in a property to secure the loan and must demonstrate a genuine business purpose. PMA is committed to serving clients who may not qualify for traditional bank financing.

Eligibility based on real estate value and business financials.